Loan Portfolio

Smart Loan
Portfolio Management

Track disbursements, repayments, and portfolio-at-risk in real time. Optimize interest income with automated collection schedules.

Client 360°

Complete Client
Lifecycle Management

Onboard, score, and monitor clients with a unified view. Automated KYC, credit scoring, and repayment behavior insights.

Collections & Field Ops

Efficient Collections
& Field Force

Mobile-first collection tools, real-time field tracking, and automated reminders. Reduce delinquency with smart workflows.

Treasury & Liquidity

Liquidity &
Funds Management

Forecast cash flow, manage funding lines, and optimize asset-liability matching. Real-time liquidity ratios and alerts.

Reporting & Compliance

Regulatory Reporting
& Analytics

Automated central bank reports, portfolio quality ratios, and impact metrics. Stay compliant with built-in rule engines.

Bank-grade security
End-to-end encryption, biometric auth, real-time fraud detection.
Ease of use
Intuitive dashboard, mobile-first design, 5-minute onboarding.
Built for Pakistan

About Griffin AMS

Griffin AMS is a modern core microfinance system designed to serve Pakistan's diverse financial landscape. From small enterprises to rural women entrepreneurs, we provide digital tools for lending, savings, and portfolio management — all in one secure platform.

  • Islamic & conventional financing
  • SBP regulatory compliant
  • Branchless & agent network ready
Learn more →

Powerful features for modern microfinance

Hover over any tile to learn more about each capability.

Group & Individual Lending

Support for joint liability (Joro), individual business loans, and agricultural financing with flexible schedules.

Micro-Savings & Deposits

Real-time profit/loss distribution for Shariah-compliant products, plus fixed deposits and flexible savings accounts.

Agent Mobile App

Field officers collect recoveries and sync data even in low-connectivity areas. Offline-first design for rural Pakistan.

Digital KYC & Onboarding

Biometric verification with NADRA Verisys, e-signatures, and automated document management for instant onboarding.

Risk & Portfolio Management

PAR monitoring, aging reports, predictive risk scoring, and early warning systems to protect your portfolio.

SBP Compliance Automation

Automated Prudential Regulation reporting, real-time audit trails, and regulatory submissions with one click.

Why Griffin AMS works for you

Designed for MFIs, banks, and financial service providers across Pakistan.

Secure & audited

ISO 27001, SOC2, and local data residency — your data stays in Pakistan.

Lightning fast

Process loans, repayments, and reports in seconds — no lag.

Mobile-first

Full functionality on smartphones, even with low bandwidth.

Agent & field ready

Offline sync, biometric verification, and QR-based collections.

What our clients say

Real feedback from microfinance institutions across Pakistan.

"Griffin AMS cut our loan processing time from 2 days to under 30 minutes. The agent app is a game-changer for our field staff in rural Sindh."

A
Ahmed Raza
Operations Head, Kashf Foundation

"The biometric KYC integration with NADRA has virtually eliminated fraud. We've seen a 95% reduction in identity-related issues."

S
Sana Mahmood
CEO, Khushhali Microfinance

"SBP compliance reporting used to take weeks. Now it's automated and real-time. Griffin AMS gave us back our weekends."

F
Farhan Ali
Finance Director, NRSP Bank

Pricing that scales

Flexible plans for growing microfinance operations.

Starter

₨ 4,999 / month
  • 500 borrowers
  • Basic reports
  • Email support
Start

Professional

₨ 14,999 / month
  • 5,000 borrowers
  • Advanced analytics
  • Priority support
  • Agent app
Start

Enterprise

Custom
  • Unlimited borrowers
  • Dedicated cloud
  • 24/7 account mgr
  • On-premise option
Contact us

Let's talk

Our team is ready to help you digitize your microfinance operations.

Islamabad, Pakistan
+92 51 111 555 777
hello@griffin.pk
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